How Federal Loan Cuts Threaten Tiffany Lemuz’s Future in Medicine

Published April 21, 2025

By AACOM Government Relations

Advocacy Federal Policy Graduate Medical Education OME Advocate

As Congress considers harmful proposals in its budget reconciliation bills, including the elimination of the Grad PLUS Loan Program, a cap on federal loans per borrower and the introduction of new risk-sharing payments, student doctor Tiffany Lemuz explains how any cuts to Grad PLUS could threaten her future in medicine.

Now, I am at the finish line, and I may not be able to cross it. Due to pending changes in federal student loan policies, including the proposed elimination of the Grad PLUS loan program, I am suddenly facing the possibility that I will not be able to afford my final year of medical school. If Grad PLUS is taken away, the only remaining option would be to turn to private, high-interest loans from predatory lenders, and that is not a decision any student should be forced to make.

-Tiffany Lemuz, DO/MPH candidate, UNTHSC/TCOM

With more than 6,000 messages already sent to Congress, the osteopathic voice is being heard! Keep the momentum going and urge Congress to protect Grad PLUS loans, oppose federal borrowing caps and prevent harmful risk-sharing measures that could limit access to medical education. Even if you’ve already sent a message, please do so again. As Tiffany reminds us, “This is not just my story. This is the story!”